Intelligence, conscientiousness and extraversion moderate the house money effect in real-life financial decision-making | 2025 Publication type A1 Journal article (refereed), original research Author(s) Palomäki Jussi, Laakasuo Michael, Castrén Sari, Kainulainen Tuomo, Saastamoinen Jani, Suhonen Niko Business and society LUT Business School